RRSP’s save you money today through tax savings and provide you with a larger investment portfolio at retirement. But the thing with an RRSP, is it only works if you actually use it. An RRSP is similar to an account you open at your bank. But unlike a typical savings account; an RRSP acts like a tax shelter that provides you with powerful incentive to save for your retirement. As companies cut back on their pension plans, people have fewer opportunities to force themselves to save. People have to be pro-active and put something away to supplement their income in their retirement years.

The best time to start contributing is now!

Even if you’ve missed making contributions in previous years, don’t worry… there’s no time like the present!

Luckily there is a way to get your retirement savings back on track.

Shari Molchan


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